Mortgages high levels low interest beware

Mae Sultana Look into my eyesBefore you jump into the deep end “I’ve been there, done that!” so watch out because the banks and lending bodies appear as benefactors offering huge mortgages and low interests and unless you can get FIXED RATES you will suffer their SIEGE MENTALITIES as many of us did with some facing great losses and bankruptcy. I was interviewed on the current affairs program of the day telling our stories where one minute we were given huge mortgages for 6% interest and one blink of the eye and they were up to 23% with the banks not even returning our calls! We ordinary people were not the only ones, even the millionaires went broke too! So when I see those advertisements enticing you to get the huge mortgage at low interests I think “come in suckers!” and “BE CAREFUL!” they’ve done it twice in my lifetime already and this will be the third I’m sure!

 

The image is my Tabby cat Mae who’s got the perfect look “watch out!”

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Self love or codependence

My eyes, photo by Lucretious, Thessaloniki, GreeceAn important part of being in recovery from codependence is having a healthy relationship with self. In other words, the choice is self love or codependence. A comment from Maranda on my post about having a relationship with self shows how difficult it is for some to conceptualise this – “Nice theory… How can you start “loving yourself” in real life, I wonder?” Some people can only feel lovable when someone else loves them and then they see themselves through someone else’s eyes. No one can make you feel in a certain way unless you allow yourself to feel that way to begin with. So the ability to feel one way or another comes from within. The same way that you can feel terrible about your self, you can feel confident about yourself and, therefore, feel lovable – that’s self love. To hand over your power about how you feel is codependence or being neurotic.

Loretta came home with her small children and
found his clothes gone!
she managed to get the toddlers bathed, fed and to sleep
then she collapsed as the reality hit her
what happened? how come she didn’t know?
how did he expect them to survive without him?
she got through the night without any sleep
then the next day she was in ‘shell shock’
but the next night, too exhausted to stay awake
she drifted off believing that without him she
would be forever alone raising their children
it never occurred to her that she was lovable
at 25 she thought she would live alone forever!
fortunately, she remembered that she is lovable
and when faced with self love or codependence
she chose to focus on the relationship with self
he came back but in time she just sent him away
because she discovered that she deserved better

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Trust is vital

Lovers, photo by Ovlachi György, Budapest, Hungary, intimacy, loveFor a relationship to grow, trust is vital. Whether the relationship is one between you and your lover, parents, children, colleagues, and/or your friends, without trust you have major problems. Trust creates closeness, otherwise known as intimacy and this fuels a relationship. So when you have relationship difficulties, look at what has happened to the trust between you and rescue the relationship by building the trust once more. Sometimes you need the assistance of a therapist for this.

he kept telling her that she needed
to lift her game for him to trust her again!
and then he was surprised that she
didn’t want to have sex or that
she wanted to leave him
we spoke about the impact his
criticisms had on her self esteem
and that she couldn’t trust him now
because his remarks had hurt her so much
in time as they spent more quality time
their friendship strengthened and
they were able to express their needs
much more appropriately than
attacking each other or expecting
that the trust be earned before
love could be rekindled between them
now they are enjoying their relationship
as the trust grows stronger

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Madness of addiction

Almost mad ii, photo by Lucretious, Thessaloniki, Greece, insanity Addiction plays tricks with the mind, a form of insanity. People who are in denial about their addiction resent the notion that they are suffering the insanity that goes with the condition. How else can you describe the madness of addiction other than insanity, when you make yourself promises you don’t keep, when you find yourself lying, when your life becomes unmanageable and still you do the same? Is that not a form of insanity? Those of us who make it to the serenity of recovery, reach a stage when we are not ashamed of admitting that to be addicted,and remain that way, is insanity.

as I enjoy my serenity from
nicotine and food addiction
I value my freedom from being
compelled and yet not having enough
which is what the insanity of addiction
meant for me – not enough and yet
not being able to stop
so I attended 12 Step meetings
spoke about my innermost feelings
especially the ones I buried deep because
I didn’t like them for being unaccceptable
had regular visits with my therapist
and explored the madness of addiction
I remembered from the 12 Step program that
I am not responsible for my addiction but
I am responsible for my recovery
so today I carry that message as part of
my personal and professional life

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Relationship checklist

from:New York Times

Heart, photo by Michael Bretherton, Brisbane, Australia, customised relationshipsQuestions Couples Should Ask (Or Wish They Had) Before Marrying
Published: December 17, 2006
Relationship experts report that too many couples fail to ask each other critical questions before marrying. Here are a few key ones that couples should consider asking:

1) Have we discussed whether or not to have children, and if the answer is yes, who is going to be the primary care giver?

2) Do we have a clear idea of each other’s financial obligations and goals, and do our ideas about spending and saving mesh?

3) Have we discussed our expectations for how the household will be maintained, and are we in agreement on who will manage the chores?

4) Have we fully disclosed our health histories, both physical and mental?

5) Is my partner affectionate to the degree that I expect?

6) Can we comfortably and openly discuss our sexual needs, preferences and fears?

7) Will there be a television in the bedroom?

8) Do we truly listen to each other and fairly consider one another’s ideas and complaints?

9) Have we reached a clear understanding of each other’s spiritual beliefs and needs, and have we discussed when and how our children will be exposed to religious/moral education?

10) Do we like and respect each other’s friends?

11) Do we value and respect each other’s parents, and is either of us concerned about whether the parents will interfere with the relationship?

12) What does my family do that annoys you?

13) Are there some things that you and I are NOT prepared to give up in the marriage?

14) If one of us were to be offered a career opportunity in a location far from the other’s family, are we prepared to move?

15) Does each of us feel fully confident in the other’s commitment to the marriage and believe that the bond can survive whatever challenges we may face?

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Time doesn’t have to fly

Savoring time, photo by Tim Nisly, Albuquerque, NM, United States, slowing downPeople say “time flies”. In actual fact we are responsible for how fast time passes. Remember when we were children how long one year seemed like so long? That was because we weren’t in control of our lives, others were – our parents, teachers and so on. As adults we are in charge and we can forget how to stay in ‘the now’ and enjoy just being. Instead we live from gratification to gratification – the next pay cheque, the next outing, the next shopping excursion, the debts being cleared, and many more excuses to be in the tomorrow. Then we are surprised that time flies.

I noticed how quickly Christmas comes and goes
and as I get older it unsettles me
if I am in charge of my life then
I am responsible for how quickly time flies
so I cleared my symbolic plate of
as many commitments that allowed me
to have more relaxation time and
life enjoyment activities
but definitely less busy time!
how amazingly slow the week went
giving me enjoyment and serenity
it’s as simple as that
now I just have to be vigil about
maintaining that pace

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Relaxation

Candles, photo by xlucas, Germany, meditationPeople underestimate the importance of relaxation for settling the temper, creating accelerated learning, accessing motivation, and contributing to recovery from addictions and other ill health. An effective method of relaxation is meditation with candles and our favourite relaxation music. If meditation by candlelight is not possible then a short walk will work wonders to relax us enough, and that is called walking meditation.

Wards of the State had developed serious
violent outbursts which were life threatening
my message to youthworkers of
this residential program was to teach
these youths how to relax when they
became frustrated and agitated
so the appropriate first stage for relaxation
was that they go for a walk as soon as
they felt the rage fester and if they did this
they would receive incentive points which
would be rewarded weekly
in time the smashing of windows and walls
ceased completely and the youths either
went for a walk and/or resorted to
hitting the punching bag in the rumpus room
till they felt relaxed enough to negotiate
a solution to their conflict

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Natural high

light FX:9 # 1,photo by Michael Bretherton, Brisbane, Australia,  fireworksIt is possible to get a natural high without risking our health with using substances or processes which can be life threatening. Some people can reach a natural high easier because of their genetic make-up. Nevertheless, there are many testimonials about how once people came into recovery from addictions they not only became free from symptoms of mental illnesses but also came to experience natural highs.

before I gave up chainsmoking through NicA
my fear was that I would become boring
fortunately I reached a stage where
smoking was losing its joy for me
so after a few weeks in recovery
and as a non smoker I experienced
what felt like the first natural high in my life
and I was smoke free, how unbelievable?!
but how empowering and what serenity?
and this is now a common event, without smoking

light FX:9 # 1,photo by Michael Bretherton, Brisbane, Australia, fireworks

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Short term remedies

Bandaid Bandage, photo by Pam Roth, Louisiana, United States, temporary solutionsWhen we are faced with problems in life and we avoid them by using short term remedies then we are band-aiding the situation. That can only be a temporary solution and usually unless the problem is resolved fully, then it worsens. The problem just festers unless it is given proper attention and an appropriate remedy is found. Short term remedies rarely work.

youthworkers in a residential program for
Wards of the State had been trained that
when violent behaviour threatened to erupt
they were to ‘nip it in the bud’ by encouraging
the youths to express themselves and
negotiate for what they wanted
in this way the threatening behaviours were
dealt with early and then usually resolved
which lessened the aggressive outbursts
and taught the kids life strategies

Bandaid Bandage, photo by Pam Roth, Louisiana, United States, temporary solutions

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Secrets fester

Ball, photo by Marcelo Gerpe, Buenos Aires, Argentina, stimulus responseWe should not confuse the concept of secrets and confidentiality. Confidentiality is when we don’t disclose information that belongs to someone else unless respecting that person’s privacy is threatening to someone else. Having a secret is withholding information because there is shame about it and that can only cause the secret to fester. One thing leads to another and before long the secret is exposed and so are the lies that have been used to cover it up. This is the basis for compulsions and addiction.

Gary came into the halfway house after detox
and the first lessons her learnt were that
he needed to abstain from using drugs
he needed to go to meetings every day
he needed to keep his own area clean
he needed to do likewise with the rest of the home
and he needed to be ‘up front, honest and open’
about how he felt and what he was doing
in other words ‘no secrets’ because they
go hand in hand with lies and shame
which are what everyone needs to be free of
so as to be in recovery from addictions

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